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Loan Products
Conventional
Cornerstone conventional loans come in a variety of options with excellent advantages for borrowers with a down payment as low as 3%. Under conventional loan, a borrower with 20% down can eliminate mortgage insurance. While FHA and other government loans can have certain property restrictions, a conventional loan can be used on nearly all property types.
FHA
Cornerstone offers the Federal Housing Administration Loan (FHA) to assist borrowers who may need a low-down payment and flexible mortgage guidelines. The FHA loan is a great product that helps many people refinance or become a homeowner.
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Low down payment required - Can be gifts; speak to your Cornerstone Loan Officer for more details.
Jumbo
Cornerstone offers a variety of jumbo & high balance loans for higher loan amounts with lower down payments. Speak with one of our Cornerstone Loan Officers to learn more.
VA
Veterans Affairs (VA) loans are making the dream of homeownership a reality for millions of veterans and military personnel. One of the primary benefits of a VA loan is that it offers 100% financing for purchases and refinances without requiring mortgage insurance. Funding gifts are allowed, and the seller can pay off veteran debt if necessary to qualify for the loan.